Search: Ethan Williams

Author: Ethan Williams

#433 Top 3 Billionaires Living In Monaco

Monaco is a tiny nation of fewer than 40,000 residents, technically making it a city-state, but its small population might be better off than any other. A 2014 study by Spear's Magazine found that nearly one in three, or 29.21% of, residents boast net assets in excess of $1 million, excluding pri... see more

#353 How Cheap is Affordable Housing Right Now?

Affordable housing apartment complexes and homes are leased through contracts with the U.S. government to serve low-income households. The Department of Housing and Urban Development had paved the way for 1.34 million affordable housing units, as of October 2015. Projects by the Department of Hou... see more

#322 What Is Sallie Mae And How Does It Work?

During the financial crisis of 2008, many companies, particularly financial companies ran into difficulty and required financial bailouts from the government. The public were none too happy about all the money doled out to prop up some financial companies like AIG (AIG), but some other companies... see more

#272 Applying For Credit Cards Affects Your Credit Score

There's nothing wrong with changing -- or adding to -- your plastic from time to time. In fact, it's a good idea to keep an eye on your wallet to make sure you have credit cards most relevant to your needs. You should align the ways in which you can earn miles, points and cash back with your pers... see more

#267 How to Buy a Home with a Reverse Mortgage

If you're 62 or older and you want to buy a house, you have three options: Get a traditional forward mortgage, use your savings to pay for the house in full, or get a special type of reverse mortgage called a Home Equity Conversion Mortgage for Purchase (HECM for Purchase, or reverse for purchase... see more

#174 Find the Best Savings Account Rates

Are you looking for a new savings account? With the wide range of options available, it pays to do your research before signing up with the first account you find. Though many of today's savings accounts offer perks and incentives, there are a few things to look at in addition to the best rate yo... see more

#163 Home Equity Line of Credit: 4 Ways to Refinance

When you take out a home equity line of credit (HELOC), what is called the draw period typically lasts 10 years. During this time you can borrow money as needed and make low, interest-only payments on what you've borrowed. Many homeowners do just that because it stings less in the short run. Afte... see more

#110 Best Ways to Send Money to the Phillipines

Over the past several years, it's gotten easier for people to send money overseas to their friends, families and others. Costs have gone down and different options have emerged. In addition, new U.S. federal consumer-protection regulations offer better transparency: Money-transfer providers are n... see more

#93 Do You Have What It Takes to Sell Your Home?

One of the worst things about selling a home is handing over some of the profit to a real estate agent in the form of a commission. After all the 6% commission means $30,000 is gone right off the bat on the sale of a $500,000 home. But you don't have to see any money go to a real estate agent if ... see more